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Hurricane

Lakeland Insurance Bad Faith Attorneys | Winter Haven Insurance Dispute Lawyer

Since 2004 and 2005, Florida residents hold their breath each hurricane season hoping for the best. In recent years, the state has enjoyed a break from the significant hurricane activity; however the threat of another attack by Mother Nature is always there.. Each hurricane season, government officials urge the public not to take the threat of hurricanes lightly and to prepare their families for a potential natural disaster. That is why it is very important for the homeowner’s of Florida to protect themselves against these catastrophic events by making sure we are properly insured. Many homeowners believe that they are “fully” insured with damage to their homes only to find out that is not the case. Before the hurricane season arrives, check your insurance policy or meet with your insurance agent to make sure you are paying an extra premium for ‘hurricane” coverage and “flood” coverage to ensure that if your home is damaged during a windstorm or hurricane that you are properly insured. Without paying these extra premiums you may find out that there is no coverage

Types of Damages

Most hurricanes cause catastrophic damage, which insurance adjusters often undervalue. Adjusters also may do only cursory inspections of your property and may miss certain types of damage. Our firm will help you pursue all your hurricane claims including the following types of damage:

  • Roof repairs
  • Foundation damage
  • Driveway cracks
  • Wall splintering
  • Appliance electrical problems
  • Uprooted trees and landscaping
  • Destroyed personal property
  • Additional living expenses such as food and housing costs
  • Telephone or utility installation costs in a temporary residence
  • Extra transportation costs to and from work or school
  • Relocation and storage expenses
  • Furniture rental for a temporary residence

We will help you fill out all the paperwork needed to make sure you are compensated so that you can restore your property to its pre-loss condition. We will also make sure that if your house is uninhabitable that you receive funds to stay elsewhere while your home is being repaired.

What you should do

If you believe your insurance company is not treating you fairly, deal with them politely and confirm everything in writing. Take careful notes of who said what to you, and try to get the company to respond in writing. This may be the point at which you would like to get an attorney involved. We invite you to ask us questions about your hurricane insurance claim, for free.

It’s now our headache

In the unfortunate event that a natural disaster strikes, insurance claims can be difficult and frustrating to handle and this firm strives to provide personalized service in a comfortable environment in an attempt to alleviate some of the stresses involved with the aftermath of such natural disasters. The disaster has already affected you financially, but now it has emotionally and mentally drained you. Let the attorneys at Allen& Abaray, P.A. deal with your stressful situation as we have dealt with these scenarios hundreds of times.

No attorney fees paid upfront

Allen & Abaray, P.A. recognizes that many people do not have the bank account to fight the large corporate insurance companies in a law suit. In addition, the Florida legislature recognizes that fact as well so they created Florida Statute 627.428 which allows the prevailing party in an insurance dispute to recover a reasonable attorney fee. As such our firm is willing to operate on a contingent fee basis which means you pay nothing upfront or along the way. You do not pay us an attorney fee or costs unless we get you a settlement or a verdict in your favor.

Call Allen & Abaray, P.A. for a Free Consultation

Whenever possible, we prefer to get involved before a claim is denied. That usually places us in a stronger position to get results for our client. If your insurance company is delaying payment, that is a sign it may be considering denying your claim. Get legal help today.


The experienced Lakeland personal injury attorneys at Allen & Abaray, P.A. aggressively pursue accident injury cases throughout the state of Florida. If you or a loved one has been injured in an auto accident, truck accident, slip and fall accident, or have suffered any type of injury because of someone else's negligence, call 1-863-669-9999 today for a free consultation.

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877.669.6899
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5835 U.S. Highway 98 South   Lakeland, Florida 33812   Toll Free: 877-669-6899   Ph: (863) 669-9999   Fax: (863) 669-0699