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Theft

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If your insurance company is not paying a valid stolen property claim. Your insurance company may be committing insurance bad faith. At Allen & Abaray,P.A. our attorneys include a number of experienced attorneys including Greg Abaray, a Board Certified Lawyer in Civil Trials. We understand the complexities of retail, office, business and homeowners insurance policies and their coverage of theft.  Our lawyers have at least 20 years of experience and may be able to review your policy and help in your dealings with your insurance carrier.  With the help of a competent and knowledgeable lawyer you may be able to avoid burdensome losses as a result of a home theft.

Insufficient Value or Denied Claim

There are several different ways to protect yourself from the potentially devastating cost of a break in.  Most basic business and homeowners insurance policies should cover home break-ins and burglary. Unfortunately, it can be very difficult to prove substantial losses and it is not uncommon for homeowner’s insurance companies to act in bad faith when dealing with cases of theft. If you have had items stolen from your home or business and your insurance policy covers the loss and your insurance company will not pay you the full cost of the missing items. You need the best lawyer in your area to sue your insurance company.  Allen & Abaray, P.A. offers theft insurance bad faith lawyers with a minimum of 20 years of experience practicing law. Our lawyers have been suing insurance companies for decades and can fight for you to recover your losses.

How to Protect Yourself

There are a number of ways to protect yourself from theft insurance bad faith aside from paying increased premiums.  Even the most basic homeowner’s insurance policies cover the theft of items within the home, a complete inventory of your valuable possessions is a good place to start.  By having written and photographic documentation of theft prone items in your home you may be able to avoid the insurance companies denial or undervaluing of your claim.  Some of the most important possessions to document are electronics and art as they are especially appealing to burglars.

Further, it is important to determine the replacement cost of valuable possessions before any theft occurs.  In doing so, you can protect yourself from homeowners insurance bad faith. Insurance companies have an unfortunate tendency to pay less than your property is actually worth in the event of a theft.  It becomes far more difficult for your homeowners insurance carrier to undervalue your possessions if you have taken these preventative steps.

As mentioned before, most homeowners and business theft insurance policies should cover the full valuable of possessions lost in a robbery or home break-in.  Some insurance companies, though, have continuously devalued items and put the financial burden of replacing electronics, expensive art, and other items back on the individual.  If you believe this to be the case your insurance carrier is acting in bad faith and you may be able to recover more money and lessen the financial consequences of your theft.  Allen & Abaray, P.A. is here to help.  

No attorney fees paid upfront

Allen & Abaray, P.A. recognizes that many people do not have the bank account to fight the large corporate insurance companies in a law suit. In addition, the Florida legislature recognizes that fact as well so they created Florida Statute 627.428 which allows the prevailing party in an insurance dispute to recover a reasonable attorney fee. As such our firm is willing to operate on a contingent fee basis which means you pay nothing upfront or along the way. You do not pay us an attorney fee or costs unless we get you a settlement or a verdict in your favor.

Call Allen & Abaray, P.A. for a Free Consultation

Whenever possible, we prefer to get involved before a claim is denied. That usually places us in a stronger position to get results for our client. If your insurance company is delaying payment, that is a sign it may be considering denying your claim. Get legal help today.


The experienced Lakeland personal injury attorneys at Allen & Abaray, P.A. aggressively pursue accident injury cases throughout the state of Florida. If you or a loved one has been injured in an auto accident, truck accident, slip and fall accident, or have suffered any type of injury because of someone else's negligence, call 1-863-669-9999 today for a free consultation.

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5835 U.S. Highway 98 South   Lakeland, Florida 33812   Toll Free: 877-669-6899   Ph: (863) 669-9999   Fax: (863) 669-0699