Florida has the conditions that are perfectly suited for mold growth. Unfortunately, mold can not only cause serious damage to your home, but it can also wreak havoc on your health. If mold is left to grow unchecked, it can degrade the foundation and structural integrity of your home, while also invading the air inside, which might cause any number health problems for you and your family. If your home and family have been subjected to mold, hiring an experienced mold insurance claim lawyer to help ensure a fair settlement from your insurance company is an excellent idea.
We handle many types of mold litigation including:
Mold is a type of fungus found indoors and outdoors and can grow in almost any area where moisture and damp musty conditions are present such as the bathroom. Stachybotrys chartarum is one of the most common types of mold found in your home or office and it is one of the most common molds associated with health risks in people. It is a greenish-black mold that can grow on most any material – such as drywall sheetrock, dropped ceiling tiles, and wood – that become chronically moist or water-damaged, due to excessive humidity, water leaks, condensation, or flooding. However mold can also appear long after a flood or water incident often growing inside your walls remaining dormant until an incident of high humidity.
Mold reproduces through microscopic spores that travel through the air and can land on most any moist surface that is suitable for life. You can even be exposed to these spores by inhaling them without notice or even by handling moldy materials. Since mold is so easily spread it can be detected in most every house but it is when these levels become abnormally high that they pose a threat to your health.
Some molds also produce mycotoxins that can pose serious health risks to humans as well as animals. Some of the most common health risks associated with over exposure to mold are cold-like symptoms, rashes, sinusitis, aggravation of asthma and conjunctivitis. When exposed to high levels of mycotoxins a person can also develop neurological problems and in some cases of prolonged exposure it has even caused death. Infants can also be adversely affected especially those that are less than six months old. Recent studies have linked Stachybotrys with pulmonary hemosiderosis resulting in bleeding in the lungs for infants who were exposed to dwellings that were highly contaminated. If you suspect that you or your family have symptoms caused by exposure to mold, you should immediately see a physician. It is very important to tell your physician about the symptoms and when, how, and for how long you think you were exposed.
Mold should always be cleaned as soon as it appears. In order to eliminate the mold you’ll first need to identify the source. It is important to first find out how and where the moisture is seeping into the property and to then deal with it accordingly. For smaller areas of mold often times the homeowner can handle the problem themselves. However for larger areas usually covering ten square feet or more it is necessary to contact your local environmental protection group for a recommendation on removal.
Allen & Abaray, P.A. recognizes that many people do not have the bank account to fight the large corporate insurance companies in a law suit. In addition, the Florida legislature recognizes that fact as well so they created Florida Statute 627.428 which allows the prevailing party in an insurance dispute to recover a reasonable attorney fee. As such our firm is willing to operate on a contingent fee basis which means you pay nothing upfront or along the way. You do not pay us an attorney fee or costs unless we get you a settlement or a verdict in your favor.
Whenever possible, we prefer to get involved before a claim is denied. That usually places us in a stronger position to get results for our client. If your insurance company is delaying payment, that is a sign it may be considering denying your claim. Get legal help today.
For over twenty years, the law firm of Allen & Abaray, P.A. has provided exceptional statewide representation for injury victims, and the families of those who are injured or killed by the conduct of others. While our personal injury lawyers are based in Lakeland, we represent clients throughout the State of Florida.
Allen & Abaray, P.A. offers a free consultation in all personal injury cases. If you have been injured or lost a loved one in any type of accident, call (863) 669-9999 or toll-free at (877) 669-6899 today to speak with a Lakeland personal injury attorney about your case. We won’t charge an attorney’s fee unless we recover money for your injuries.*